Why It Feels Impossible to Keep Up in Today's Society

In this episode, host Brian Adams sits down with COO Jarrod Arnold to discuss the disconnect between the financial perceptions and realities facing younger generations today.

Podcast: Why It Feels Impossible to Keep Up in Today’s Society

In this episode, host Brian Adams sits down with Excelsior’s COO, Jarrod Arnold, to discuss the disconnect between the financial perceptions and realities facing younger generations today. They explore how social media, ‘keeping up with the Joneses’ mentality, and the normalization of debt have warped expectations around earning, spending, and achieving financial stability.

Key Highlights

[00:00 – 06:23] – Changing Investor Sentiment

  • Investor engagement has declined as rates have risen
  • People sitting on cash instead of investing in real estate

[06:24 – 13:09] – Distorted Financial Expectations

  • Social media fuels comparison to unattainable top 1% lifestyles
  • Normalization of debt loads from national level down to individual
  • Lack of financial literacy on budgeting and aligning with values

[13:10 – 25:05] – Rethinking Conventional Paths to Financial Freedom

  • Need for realistic career guidance on incomes vs education debt
  • Encourage entrepreneurial risk-taking, especially when young
  • Policy changes needed on home ownership and college for all
  • Focus on personal finances and psychology in good and bad times

[25:06 – 31:19] – Resetting the American Dream

  • May need to reset expectations around home ownership and college
  • Leadership needed to confront economic challenges
  • Entrepreneurial opportunities even in challenging times

[31:20 – 34:48] – Cautious Optimism on the Horizon

  • Investors have short-term pessimism but long-term optimism
  • Pain may be necessary to reset after deferring hard choices
  • America has overcome adversity before and will persevere

Additional Links

Jarrod’s Linkedin: https://www.linkedin.com/in/jarrod-arnold-cpa-a3904a40/

Connect with Brian on LinkedIn!

Previous Articles


The Ultimate Guide to Commercial Real Estate Investing

Learn everything you need to know to assess the benefits of a commercial real estate investment and make the best decisions to get started.

Real Estate Accounting Fundamentals

Real Estate Accounting Fundamentals

Real estate accounting plays a crucial role in the financial management of investment properties, and it’s important to be aware of…

Navigating Investments In An Election Year, Strategies for Consideration

Navigating Investments In An Election Year, Strategies for Consideration

Investing during an election year can feel like a daunting prospect, given the uncertainties and apprehensions that often accompany political transitions.


Embracing Distressed Opportunities in Today’s Commercial Real Estate Environment

A myriad of formidable obstacles has opened up innovative pathways to success.

The Benefits of Infrared Saunas, Red Light Therapy & Cold Plunges

Join us as we sit down with Kristen Nicholson, entrepreneur and owner of Nashville’s first contrast therapy studio, Urban Sweat. Kristen is a healthcare professional with a background in health administration…

How Businesses Thrive and Grow in the Modern Age

Brian Adams is joined by Sarah Johal, co-founder of Parents in Tech Alliance, who highlights the harsh realities caregivers face in the workplace. From discrimination to lack of support, we learn how 75% of the workforce provides care, yet leaders fail to track this untapped talent pool losing billions annually.

Geopolitical Risk Considerations: The Biden Administration and U.S. Foreign Policy Challenges

Zack Cooper, senior fellow at the American Enterprise Institute and lecturer at Princeton University, joins us for an engaging discussion about geopolitical issues today.

Are We Nearing a Period of Stagflation?

Are We Nearing a Period of Stagflation?

The current economic landscape bears a striking resemblance to the 1970s and we may be entering a new era of stagflationary instability…


How Changing Demographics Impact the Real Estate Market

While there are many factors that shape the real estate landscape, few are as impactful as demographic trends. Population growth, age…

Excelsior Capital

A real estate private equity firm that owns and operates high quality multi-tenant office assets in emerging secondary markets.

Interested in learning more about Excelsior's investment opportunities?

Excelsior Capital

104 Woodmont Blvd, Suite 120
Nashville, TN 37205


Disclaimer: Under no circumstances should any information presented on this website be construed as an offer to sell, or solicitation of an offer to purchase any securities or other investments. This website does not contain the information that an investor should consider or evaluate to make a potential investment. Other materials related to investments in entities managed by Excelsior Capital are not available to the general public.