Why It Feels Impossible to Keep Up in Today's Society

EXCELSIOR CAPITAL PRESENTS

Why It Feels Impossible to Keep Up in Today's Society

In this episode, host Brian Adams sits down with COO Jarrod Arnold to discuss the disconnect between the financial perceptions and realities facing younger generations today.

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Podcast: Why It Feels Impossible to Keep Up in Today’s Society

In this episode, host Brian Adams sits down with Excelsior’s COO, Jarrod Arnold, to discuss the disconnect between the financial perceptions and realities facing younger generations today. They explore how social media, ‘keeping up with the Joneses’ mentality, and the normalization of debt have warped expectations around earning, spending, and achieving financial stability.

Key Highlights

[00:00 – 06:23] – Changing Investor Sentiment

Investor engagement has declined as rates have risen
People sitting on cash instead of investing in real estate

[06:24 – 13:09] – Distorted Financial Expectations

Social media fuels comparison to unattainable top 1% lifestyles
Normalization of debt loads from national level down to individual
Lack of financial literacy on budgeting and aligning with values

[13:10 – 25:05] – Rethinking Conventional Paths to Financial Freedom

Need for realistic career guidance on incomes vs education debt
Encourage entrepreneurial risk-taking, especially when young
Policy changes needed on home ownership and college for all
Focus on personal finances and psychology in good and bad times

[25:06 – 31:19] – Resetting the American Dream

May need to reset expectations around home ownership and college
Leadership needed to confront economic challenges
Entrepreneurial opportunities even in challenging times

[31:20 – 34:48] – Cautious Optimism on the Horizon

Investors have short-term pessimism but long-term optimism
Pain may be necessary to reset after deferring hard choices
America has overcome adversity before and will persevere

Additional Links

Jarrod’s Linkedin: https://www.linkedin.com/in/jarrod-arnold-cpa-a3904a40/

Connect with Brian on LinkedIn!

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